:root{--navy-deep:#0F1B30;--navy:#1B2A4A;--navy-soft:#2C3E63;--gold:#C9A227;--gold-light:#E4C766;--cream:#FAF7F0;--paper:#FFFFFF;--ink:#26262B;--ink-muted:#6B6F76;--hairline:#E7E1D2;--radius:2px}.utility-strip{background:var(--navy-deep);color:#d9c48c;font-size:12.5px;letter-spacing:.06em;text-transform:uppercase;padding:9px 24px;display:flex;flex-wrap:wrap;gap:22px;justify-content:center}.utility-strip span{opacity:.85}.utility-strip strong{color:var(--gold-light);font-weight:500}.hero{background:radial-gradient(1100px 420px at 50% -180px,rgba(201,162,39,.16),transparent 60%),linear-gradient(180deg,var(--navy) 0,var(--navy-deep) 100%);color:#f3efe3;padding:76px 24px 84px;text-align:center;position:relative;overflow:hidden}.crest{width:46px;height:46px;margin:0 auto 22px;display:block}.eyebrow{font-size:12.5px;letter-spacing:.28em;text-transform:uppercase;color:var(--gold-light);margin-bottom:18px;font-weight:500}.hero h1{font-size:clamp(34px,5.4vw,54px);color:#fff}.hero-rule{width:64px;height:1px;background:linear-gradient(90deg,transparent,var(--gold),transparent);margin:26px auto}.hero p.lede{max-width:560px;margin:0 auto;color:#c9cedb;font-size:15.5px;font-weight:300}.updated-pill{display:inline-block;margin-top:28px;padding:7px 18px;border:1px solid rgba(201,162,39,.45);border-radius:999px;font-size:12px;letter-spacing:.05em;color:var(--gold-light)}.wrap{max-width:800px;margin:0 auto;padding:0 24px}.intro-block{background:var(--paper);border:1px solid var(--hairline);border-left:3px solid var(--gold);padding:26px 30px;margin:-40px auto 56px;max-width:752px;font-size:14.5px;color:var(--ink-muted);position:relative;box-shadow:0 18px 40px -28px rgba(15,27,48,.35)}main{padding:0 0 90px}.clause{display:grid;grid-template-columns:64px 1fr;gap:26px;padding:38px 0;border-top:1px solid var(--hairline)}.clause:first-of-type{border-top:none}.clause-num{font-family:'Cormorant Garamond',serif;font-size:15px;color:var(--gold);border:1px solid var(--gold);width:44px;height:44px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:600}.clause h2{font-size:24px;color:var(--navy);margin-bottom:12px}.clause li,.clause p{font-size:15px;color:#3c3c42}.clause ul{margin:10px 0 0;padding-left:20px}.clause li{margin-bottom:7px}.callout{margin-top:16px;background:var(--cream);border:1px solid var(--hairline);border-radius:var(--radius);padding:16px 20px;font-size:13.5px;color:var(--navy-soft)}.callout strong{color:var(--navy)}.emergency{margin-top:16px;background:var(--navy-deep);color:#f3efe3;padding:20px 24px;border-radius:2px;border-left:3px solid var(--gold)}.emergency strong{color:var(--gold-light)}.emergency p{color:#dce0ea;margin:6px 0 0;font-size:14px}.contact-panel{max-width:800px;margin:10px auto 0;padding:0 24px}.contact-card{background:linear-gradient(180deg,var(--navy) 0,var(--navy-deep) 100%);color:#ede9da;padding:44px 40px;text-align:center;border-radius:2px}.contact-card h2{color:#fff;font-size:26px;margin-bottom:10px}.contact-card p{color:#c9cedb;font-size:14.5px;max-width:480px;margin:0 auto 22px}.contact-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}.btn{font-family:Jost,sans-serif;font-size:13.5px;letter-spacing:.04em;padding:12px 26px;border-radius:999px;text-decoration:none;display:inline-block;transition:transform .15s ease,box-shadow .15s ease}.btn-gold{background:var(--gold);color:var(--navy-deep);font-weight:600}.btn-gold:hover{transform:translateY(-1px);box-shadow:0 8px 20px -8px rgba(201,162,39,.6)}.btn-outline{border:1px solid rgba(255,255,255,.35);color:#f3efe3}.btn-outline:hover{border-color:var(--gold-light);color:var(--gold-light)}@media(max-width:560px){.clause{grid-template-columns:44px 1fr;gap:16px}.intro-block{margin-top:-28px;padding:22px 20px}.contact-card{padding:34px 22px}}@media (prefers-reduced-motion:reduce){.btn{transition:none}}